In 1995 I got a call from a friend who offered me a gig in Japan. By 1997 I had officially relocated to Nagoya, Japan. I moved to Kyoto in 2010. That's when I started to put a financial plan together.
I guest I had finally realized this musical roller–coaster was not gonna last forever. I had NO SAVINGS to speak of, there was NO PENSION, NO 401k I could fall back on....so it was time for me to take so action.
A close friend gave me a book called "As A Man Thinketh" that started me down the path of personal development and self improvement. I was asking God for help...He sent me a women with a book!
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